Drive Home Today with Flexible Auto Financing

Champion Car Company offers a wide variety of lenders to provide the most flexible, low-rate, financing options available. Call us today or fill out our credit application to get approved for the car of your dreams!

All fields marked with an asterisk (*) are required
Personal Information
Please enter your First Name
Please enter your Last Name
Please enter your Email
Please enter your Cell Phone
Please enter your Date of Birth
Please enter your SSN
Please enter your Driver's License Number
Please select your Driver's License State
Please select your Driver's License Issue Date
Please select your Driver's License Expiry Date
Residential Information
Please enter your Street Address
Please enter your City
Please select your State
Please enter your Zip Code
Please select your Housing Type
Please enter your Rent/Mortgage Amount
Please select your Years at Address
Minimum 24 months of address history is required.
Previous Address
Employment Information
Please enter your Employer Name
Please enter your Title/Position
Please enter your Employer Phone Number
Please enter your Employer Street Address
Please enter your Employer City
Please select your Employer State
Please select your Employer State
Please enter your Employer Zip Code
Please select your Employment Status
Please enter your Monthly Gross Income
Please select your Years at Job
Minimum 24 months of employment history is required.
Please select your Income Type
Additional Employment
Please enter your Employer Name
Please enter your Title/Position
Please enter your Employer Phone Number
Please enter your Employer Street Address
Please enter your Employer City
Please select your Employer State
Please select your Employer State
Please enter your Employer Zip Code
Please fill out this field.
Please select your Years at Job
Previous Employment
Interested Vehicle
Please enter your Down Payment
Trade-in
Please enter the VIN
Please enter the Mileage
Please enter the Year
Please enter the Make
Please enter the Model
Please enter the Lien Holder
Please enter the Payoff Amount
Please make a selection
Personal Information
Please enter your First Name
Please enter your Last Name
Please enter your Email
Please enter your Cell Phone
Please enter your Date of Birth
Please enter your SSN
Please enter your Driver's License Number
Please select your Driver's License State
Please enter your Driver's License Issue Date
Please enter your Driver's License Expiry Date
Residential Information
Please enter your Street Address
Please enter your City
Please select your State
Please enter your Zip Code
Please select your Housing Type
Please enter your Rent/Mortgage Amount
Please select your Years at Address
Please select your Months at Address
Previous Address
Employment Information
Please enter your Employer Name
Please enter your Title/Position
Please enter your Employer Phone Number
Please enter your Street Address
Please enter your City
Please select your State
Please enter your Zip Code
Please enter your Monthly Gross Income
Please select your Years Employed
Please select your Months Employed
Additional Employment
Please enter your City
Previous Employment
Attachments

Drag and drop a file here

or

Browse for file
Maximum upload file size per attachment: 5 MB

What is the advantage of getting pre-qualified with Capital One Auto Financing?

More information coming soon!

Why should I finance with Champion Car Company?

More information coming soon!

Know Your Options, Drive with Confidence: Explore Flexible Car Financing at Champion Car Company

At Champion Car Company, we’ve reimagined the journey to financing your next vehicle, making it an empowering and transparent experience from the very first click. Curious about your purchasing power? Discover the advantage of understanding your financing options right here. This isn’t just about numbers; it’s about unlocking your potential and stepping into our showroom with a clear vision of what’s within your reach. Imagine the confidence of knowing your financial landscape before you even explore our  quality used car inventory.

Think of understanding your financing capacity as your personalized roadmap to your ideal car. It’s a smart first step that provides you with a tangible understanding of your financing capacity, allowing you to focus your search on vehicles that genuinely excite you and fit your budget. This upfront clarity eliminates guesswork and empowers you to negotiate from a position of strength. It’s about putting you in the driver’s seat of your entire car-buying experience, starting with finance.

Flexible Financing Solutions Tailored to You

But our dedication to simplifying car financing goes far beyond a single option. While partnering with a trusted name offers a robust starting point, we’ve meticulously cultivated relationships with a diverse collective of lending partners. This expansive network allows us to explore a rich tapestry of financing solutions, ensuring we can tailor an option that truly resonates with your individual financial narrative. We understand that your story is unique, and your financing should reflect that.

Expert Guidance Through Every Financing Step

Navigating the intricacies of car financing shouldn’t feel like deciphering a complex code. Our team of dedicated finance artisans is here to illuminate the path for you. We’ll demystify the various avenues of financing available, shed light on the factors that shape interest rates, and ensure you have a crystal-clear understanding of every term and condition. We believe in empowering you with knowledge, so you can make confident and informed decisions about your investment.

Start Your Car Financing Journey with Champion Car Company

So, take that empowering first step today. Explore the seamless process of understanding your financing possibilities through our intuitive online portal. It’s a pivotal moment that provides you with invaluable insights into your car financing possibilities. At Champion Car Company, located at 629 Oakridge Farm Hwy., Mooresville, North Carolina 28115, we believe the road to your perfect vehicle should be paved with trust and tailored support. We’re not just facilitating transactions; we’re building bridges, connecting you with the ideal car and a financing narrative written just for you. Allow us to manage the financial intricacies, so you can simply savor the symphony of the engine and the promise of new horizons in your ride. Call us today at (704) 664-1155 for details!

Frequently Asked Questions

Can I get approved for financing with no down payment?

Yes, qualified buyers may be eligible for no down payment financing depending on credit history, income, lender requirements, and vehicle selection. Contact our finance team to explore your options.

Do you offer low down payment financing options?

Absolutely. We work with multiple lenders to provide low down payment financing solutions that help make vehicle ownership more affordable for a wide range of buyers.

Can I use my trade-in as a down payment?

Yes. Your current vehicle’s trade-in value can often be applied toward your down payment, helping reduce the amount you need to finance and potentially lowering your monthly payments.

Do you work with credit unions for auto loans?

Yes. We partner with various credit unions and financial institutions to help customers secure competitive financing rates and flexible loan terms.

What is prime credit lending?

Prime credit lending refers to financing programs designed for customers with strong credit profiles. Buyers with excellent credit may qualify for lower interest rates, better loan terms, and special financing offers.

Do you offer military discounts on vehicle purchases?

We proudly support members of the military community. Available military discounts and special programs may vary, so we encourage you to contact our team for current offers and eligibility details.

How long does the financing approval process take?

Our financing process is designed for fast loan approval. Many customers receive financing decisions quickly after submitting their application and supporting documentation. Contact our dealership now!

Are there age restrictions for vehicle financing?

Yes. In most cases, applicants must be at least 18 years old to enter into a vehicle financing agreement. Additional requirements may vary by lender and state regulations.

Can I finance a quality used car with low mileage?

Yes. We offer financing options on many quality cars and low mileage cars in our inventory. Financing terms may vary based on the vehicle’s age, mileage, and lender guidelines.